Home / Calculator
What would you keep?
Tell it how you actually live in Lagos. It works on the offers we are negotiating and the caps the businesses set, so it cannot promise you more than the pack can give.
Eating out
times a month
6
Gym membership
annual plan
Spa or salon
times a month
2
Travel in Nigeria
trips a year
2
An estimate against verified 2026 Lagos prices, on the offers we are negotiating. It only asks about four of the eight categories — shopping, entertainment, health and home services are all on top. Your real number depends on how you use it.
How this is calculated.
Because a calculator that flatters you is worth nothing.
- Per-visit savings are set at the conservative end of what we are negotiating, not the best case.
- Every category is capped exactly as the businesses cap it, so extra visits stop adding value past a point — which is precisely why Jara Swap exists.
- It never outputs more than the ₦419,000 a typical member keeps, because a calculator that beats our own headline would mean one of the two is wrong.
- Four categories only. The other four are upside we do not count here.